34 Proven Ways to Make Money Online in Nigeria

how to make money online in nigeria


Proven methods to make money online in nigeriaHow to make money online in Nigeria was something that consumed me when i was very a lot younger. Because of this hunger, I learnt how to use a computer at a very young age without going to any computer school. How did i do it, I spent a lot of money in cyber cafes searching for the same thing you are searching for but there was not too much proven info as it is today. The second challenge was after you though you finally discovered something that worked and you spend time on it until it is time to withdraw your money. Paypal was the only option then and it wasn’t available for Nigeria. Payment options like Payoneer, Stripe, Paystack and Interswitch wasn’t available then. You can only imagine the frustration we went through which is why I consider you from today’s generation lucky.

Good guys like myself do exist today are we are more than willing to literally take you by the hand and show you How to earn money online in Nigeria. I started making real money online while I was a studying in Nigeria. The hallmark was when I made $50,000 in a year on Fiverr alone. This alone qualifies me to be the guide you need to earn money online. see proof from one of my Fiverr accounts below

what is fiverr proof

Enough of the long epistle, Let us jump right into the topic of today and let me show you 50 proven ways to make money online.Β  The list include things you can do even as a secondary and university student. The list include things you can start doing immediately without paying anything.


Fiverr.com is a popular if not the most popular way to make money online around the world. It is also my number one recommendation when it comes to making money online. Click here to learn more about Fiverr.

One of the challenges I have heard from my numerous Fiverr students is that they are wondering what to sell on Fiverr since they do not have any skill set. Maybe you have this same question also, My answer has remained constant over the years “There is something for everyone to sell on FIVERR!” This includes you.

Spokesperson video remains the easiest thing you can start selling on Fiverr right now and i can guarantee you that you will make your first sale online in just about a week. I’ll explain how selling spokesperson video work on fiverr in a second, keep reading but you can click here to read 20 Services you can start selling on Fiverr right now with no skill.

To do this, you only need your a phone with a good camera which I suspect you already have and a Tripod Stand for your phone. The tripod is basically to hold your phone steady so you can record a video with your phone, You can buy a Tripod here

What is spokesperson on Fiverr and how does it work?
To understand this, think of those short videos you have seen of either your favorite celebrities or random individual endorsing a product on Instagram, YouTube or even on Television. A lot of companies or Individuals on Fiverr want a lot of people to basically make a video endorsing their product, services or website. They will eventually post these videos on social media for advert purposes. The process is very straight forward

  1. You create an account on Fiverr.
  2. Create a Gig.
  3. Receive an order from a client which includes the script (what you are to say)
  4. Record the video with your phone according to Instruction
  5. Submit it to the client on Fiverr
  6. You get paid.

It is that simple!

This video below will show you how to setup a Fiverr account and create a gig, It is basically a complete Fiverr tutorial. If you want more tips on Fiverr. Visit THE COMPLETE FIVERR COURSE and get my video training which include tips and tricks to get you started and succeed.

Here is a spokesperson video advert I did for cheapcars.ng. I have done well over a thousand for a lot of clients on fiverr.


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πŸ‘ˆWOβ…ƒβ…ƒOꟻ | Selling at 𝕨𝕨𝕨.β„‚π•™π•–π•’π•‘β„‚π”Έβ„π•Š.π•Ÿπ•˜ is as easy as A-B-C. Simply get some nice photos of your car with relevant information like Vehicle Type, Make, Model, etc then post up as many Free ads as you want in minutes. . . . 🌏Visit 𝕨𝕨𝕨.β„‚π•™π•–π•’π•‘β„‚π”Έβ„π•Š.π•Ÿπ•˜ (Click Active Link in Bio) . . SAVE to see later and TAG someone who would love to see this post. . . . πŸ€³πŸΎπ”½π•†π•ƒπ•ƒπ•†π•Ž | 𝕃𝕀𝕂𝔼 | π•Šβ„π”Έβ„π”Ό | β„‚π•†π•„π•„π”Όβ„•π•‹βœπŸΎ . . . . 🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘 . FollowUs πŸ‘‰ @cheapcars.ngπŸ‘Œ FollowUs πŸ‘‰ @cheapcars.ngπŸ‘Œ FollowUs πŸ‘‰ @cheapcars.ngπŸ‘Œ FollowUs πŸ‘‰ @cheapcars.ngπŸ‘Œ 🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘🚘 #cheapcars #cheapcarsng #cheapcarsnigeria #cheapcarsdotng #cheapcarsforsale #automobile #autos #cars #cheapcars #canada #unitedstates #highlander #ghana #africa #nigeria #kenya #southafrica

A post shared by CheapCARS.ng | 100% FREE! (@cheapcars.ng) on


Picoworkers is another favorite of mine as it has to do with making money online in Nigeria. It is just as it’s name sounds as Pico is a unit prefix in the metric system denoting one trillionth, a factor of 10βˆ’12 (0.000000000001). It is a website where people like me and you come to complete small (Pico) jobs and get paid for it. Wondering the type of job you will be doing to make money on Picoworkers?

This is where it gets Interesting. These jobs you will be doing will include

  1. Watching YouTube Videos
  2. Filling out forms
  3. Opening Gmail accounts
  4. Visiting a link
  5. commenting on blogs
  6. Commenting on YouTube Video

Below is a live video of Jobs available on Picoworkers at the time of writing this article

how to make money online picoworkers

The first link “YOUTUBE:+SEARCH+WATCH+LIKE+COMMENT” means that all you need to do is search for a particular keyword, Watch the video, Like it and finally leave a comment, Very simple right, That is probably the easiest $0.07 you will ever make online. 0/80 means that there are 80 slots and 0 person have already completed the task.

If you look, you will see that there are about 5 YouTube jobs on this page i did a screenshot of. This alone means that you can make a whooping 0.07 X 5 which is equal to 0.35.

There are others jobs like signing up for a grammarly account etc. This is how easy it is to make money online.

I am sure you are excited about joining Picowokers but I must tell you that Picoworkers will not make you a millionaire but it sure can pay the bills. To join Picoworkers, click here and get a signup bonus of 0.75 cent from me.

This video however shows you how to setup a Picoworkers account and navigate it successfully.

Picoworkers however like some of the methods I will be talking about here require you to have a paypal account for withdrawal. Do not panic as I have made a video showing how you can get a paypal account that can receive and send money in the video at the very end of this post.


Mystery shopping is the number 3 on our list of making money tricks that work in Nigeria. It is a very simple concept just like the last two but the concept is totally different as it allows you to

  1. Spend a night in a 5 star restaurant and get paid
  2. Write an exam, Fail the exam and get paid
  3. Go shopping and get paid

You might have doubt in your minds but mind you this are all methods I have tried myself.

I became a mystery shopper during my National Youth Service in Lagos as a way to make ends meet and I have written CCNA in various Pearson VUE centers in Lagos.
Failed them all and got paid for it.
I failed them because it is part of the deal to fail the exam and try to get the officials take a bribe.
Let us look at a screenshot of available mystery shopping offers available in Nigeria at the time of writing this article.

mystery shopping

If you look closely on this you will see that there are lots of Pearson VUE centers that you can evaluate and get paid 30 Euros with a bonus of 5 Euros. The next valid question is “What are you required to do?” The screenshot below has all the answers.

mystery shopping2

The image above clearly outlines the things you need to do to complete this Mystery shopping. This of course will make you the easiest 35 Euros in just a matter of minutes online in Nigeria. Here is another video where I explained the entire process. A picture is worth 1.8 million pictures.

Writing exams is not the only jobs available on the platform. You can also go to a top hotel or restaurant, eat or spend time. This depends on what they need you to do. Here isΒ  an example of a hotel job available in Abuja at the time of writing this article.

mystery shopping hotel

You can basically take your woman on an all expense paid trip and still get paid for it.Β  Learn more about this hotel here. Yes!, there are Mystery shopping Jobs in every state in Nigeria. CLICK HERE to Become a Mystery Shopper and start making money online In Nigeria today.

Other Mystery shopping sites with which to make money online I have heard about but not tried

  1. Field Agent
  2. Be My Eye


affiliate maretingAffiliate marketing is another method to make money online which is on top of my list. This is majorly due to its passive nature. In most cases, you only need to do the work once and the sales will continue to roll in. My younger brother Daniel was the person who opened my eyes to the opportunities around Affiliate Marketing.

He made a video on YouTube promoting a product and included the link in the description box just. People watched the video, clicked on his link and actually made a sale. He was a student of Federal Government College Nibo, at that time. He came back from school after his Senior School Certificate Exam to realize that he had made $700 while he was in school. That is the power of Affiliate Marketing and anybody that is serious can use this method to make money online in Nigeria without paying anything.

What is Affiliate Marketing

Affiliate Marketing is a very old type of marketing that is performance based. The service or product owner offers you a commission when a sale is made through your marketing efforts. A good example is the real estate agents who usually make a commission when a piece of real estate is either sold or rented. Unlike the real estate I just explained above, Affiliate Marketing online involves you being issued a link which is used to track and identify customers who joined based on your advertising effort.

How you advertiseΒ  is simple

  1. Start a YouTube channel
  2. Start a blog
  3. Comment on blogs and on YouTube
  4. an so on

The first two i mentioned above “Start a YouTube Channel and Start a Blog” are fortunately some of the ways to make money online that we will be discussing next.

I started Affiliate Marketing immediately after I verified Daniel’s $700 this is proof of my Earnings as at the time of writing this post.

affiliate marketing

What I did immediately was identify the best affiliate marketing products and services and started promoting vigorously and started promoting vigorously with my blog and YouTube channel. I signed up for Konga.com, Jumia.com, Bluehost, Name cheap, Amazon, Click Funnel, Fiverr Affiliates program immediately. Got my affiliate link and started making videos aimed at reviewing these product or services and encouraging people to buy using my affiliate links.

A good example is when you watch a review video of the new IPhone on YouTube after which you are encouraged to use the link in the video description and make a purchase either on EBay, Konga, Amazon or Jumia. There is a possibility that the owner f the video will definitely make a commission once you make that purchase using their affiliate link.

Here are emails from my most converting affiliate program BLUEHOST.

affiliate bluehost

I chose Bluehost because it is about web hosting. As a web developer, this is something i know a lot about. This means that it is very easy for me to talk about and promote. If you are reading this in Nigeria, you should consider joining the Konga and Jumia Affiliate Program for starters. This is for basically anybody because anything you are interested in promoting is available on these platforms. You can start a blog, joining forums like Nairaland, Post these products with your affiliate link on social media. Even your WhatsApp status is very good place to promote these products.

To further show you how completely doable this is in Nigeria. Paschal Okafor was rewarded by konga after he became the first Affiliate to make 1Million Naira on Konga.com according to The Nation Online NG

The only job you have to do as an affiliate marketer to make money online is to

  1. Join an Affiliate Program
  2. Promote your Affiliate Link

Top 10 Affiliate programs I will recommend are

  1. Bluehost
  2. Siteground
  3. Click Funnels
  4. Payoneer
  5. Fiverr
  6. Jumia
  7. Konga
  8. Payporte
  9. Shopify
  10. Wakanow

Just like everything in life. It is important that you have a marketing plan.


start a blogBlogging! I am pretty sure you have heard about Linda Ikeji, right?Β Why don’t you have blog then? You can replicate her success and become the next big blogger. Lol

Maybe you already tried and failed. Maybe you think she was just lucky that she started early when that industry wasn’t as competitive as it is today. Personally, I thing she was lucky but the blogging space isn’t saturated. As a matter of fact, I strongly believe it is still a virgin industry for you to make money online if you know the basics and ready to put in just a little work. I will get to how you make money with a blog but first, let me show you how to start a blog in 5 easy steps

  1. Identify your domain name (www.your-name.com)
  2. Click here to head to BlueHost
  3. Select your preferred package
  4. Input your domain name and confirm availability
  5. Fill in your details
  6. Make payment
  7. Click here to contact me to make this blog for you at a highly subsidized rate

How do you make money with a blog in Nigeria

This requires you t put in some more work but this method and Affiliate Marketing is more or less like building a business and the amount of money you can make blogging is limitless. The most popular way to make money online is with Adsense. Adsense is a program owned by google. It allows google place advert on your website and pay you a percentage of what the advertisers paid google. To make reasonable income on Adsense, You must have very large traffic to your website. But affiliate links on several parts of your website will help make the blog even more profitable. Here is how much I have made this month on Adsense.

google adsense earnings

Large traffic data will also serve as leverage to get companies to advertise on your website or blog. Like the background ads you see on Linka Ikeji’s Blog.

Another way to monetize your blog is to post people’s press release for a fee. Assuming you have a blog named (your-community.com) and you update this blog constantly with events and opinions around your school or community. People in your school or community will definitely take notice this blog and with time they will want their press release, adverts etc on your blog. If you want to start a blog, I will advice that you take a course on SEO and finally. BE CONSISTENT!

This means that ways to monetize a blog is

  1. Adsense
  2. Affiliate Marketing
  3. Advert Placements
  4. Sponsored Posts


start a youtube channelYouTube is a goldmine. I really do wish I knew this a very ling time ago. Better late than never right?

My YouTube journey started early this year when I met a friend who makes $11,000 monthly posting videos on YouTube. Those adverts you see just before a video starts on YouTube. The overlay adverts and those that need you to skip after 5 seconds does make a ton of money for the owners of those channels.

YouTube channel content creation or Vlogging is more like blogging only that you record a video and talk as opposed to writing blog posts. You can pretty much build your channel around your interest, craft community, lifestyle or just document your journey. By documentation, I mean recording your journey and activities as an undergraduate in a Nigerian university. I can assure you that there are people around the world wondering what life is like in an African or Nigerian University. There are lots of lifetime channels on YouTube you can take a cue from. Good examples are

  1. Dinma Umeh
  2. Dyna Ekwueme
  3. TayoAinaFilms

Tayo just visits various high brow areas in around Nigeria and reviews them basically. You can start from the low brow areas. Your school dorm, Classrooms, or the canteen down the street. All you need is your phone guys.

To show you how much people make on YouTube. Visit Social Blade and type in the channel name. Social blade will give you an estimate of what that YouTube channels generates in income for the owner. I used TayoAinaFilms as a case study and below is Social Blade’s result or click here to see the full result page.

social blade

Click here to read how to start a YouTube channel and start making money online in Nigeria.

Another important factor I must mention is the need to understand YouTube SEO. Most people jump on YouTube, Start a channel, Post a few videos and give up. The main reason is that these videos are not receiving view. This is mainly because this videos are not optimized in such a way that people who are interested in it will find it. Be reminded that millions of videos are uploaded to YouTube on a daily basis. To help you understand YouTube SEO. watch this video below.

click here to subscribe to my channel for more Make Money Online Videos.

Now, that you have created a YouTube channel and understood YouTube SEO. You may have even posted your first video and the views are coming in gradually. Congratulations!

However, You do not get monetized immediately as YouTube requires you to get 1000 subscribers and 4000 watch hours before you are eligible for monetization on YouTube. Do not be discouraged, I have built 2 YouTube channels that are monetized and i started both this year 2019. My point is that it is doable, You just need to decide to do it and if you are truly passionate about making money online, You will.


book self publishingAmazon is undoubtedly the biggest eCommerce company in the world. E commerce might be it’s most popular business interest but over the years it has ventured into Cloud computing, Video contents and even music streaming among other things. Amazon recently rolled out a platform which enables just anybody to write a book and put it up on amazon for sale. Amazon delivers the eBook at a lower fee or Prints the book and ship to the customer. All you have to do is wait and collect your money from Amazon. With this platform, you can become a published author from the comfort of your home or dorm and start making a money online selling your books. Yes this is a way to put author right after your name.

Maybe, you are not much of a writer like myself. The solution is to go to google and type (PLR), go through the results and grab a few. These PLR article which stands for Private Label Rights means that the owners have released the rights to these articles or books in the public domain. It is legal for you to download this books, go to fiverr.com (Click here to get an account on fiverr now and get $25 sign up bonus) and get someone to design a book cover for your new book with your picture as the author and your name. It is also important to rename the book.

Upload this book on Amazon by following this link and you are a published author. CONGRATULATIONS!

Here are a few books from my Friend, Dadson Chinedu Ogbor. Dadson is making so much money online and he lives in Abuja, Nigeria.

Dadson Ogbor Books on Amazon


Taking and selling pictures is another proven method to earn money online in Nigeria as a student and without paying anything. This is actually as simple as it sounds. You just need to take pictures and upload to a few websites I will list below. People come and buy these pictures from these website for professional use and you get a part of the money the buyer paid these websites for your picture. Websites where you can sell your pictures include

  1. Fotolia
  2. Getty Images
  3. Shutterstock
  4. iStock
  5. 500px
  6. Stocksy
  7. Can Stock Photo
  8. FreeDigitalPhotos.net
  9. Adobe Stock
  10. PhotoDune
  11. Alamy
  12. Twenty20
  13. Depositphotos
  14. Dreamstime
  15. GL Stock Images
  16. EyeEm
  17. Image Vortex
  18. Crestock
  19. 123RF
  20. Foap

As you can see, There is a whole lot. You only need to identify a few especially the first 4. Signup and start taking pictures and selling them. Here is an example of the type of pictures on one of these websites. These are results for the keyword “Nigeria” on the platform.



How to get started? pretty simple.

  1. Head over to any of these websites
  2. Setup an account
  3. Read their terms and condition
  4. Start taking pictures an uploading


This another answer to the question HOW CAN I MAKE MONEY ONLINE.Β This is a question I have been asked in many of my speaking engagements both in my birth country Nigeria and elsewhere. The platforms I listed above that where you sell Pictures also allows you sell short video clips.


As the world is becoming small everyday. Giftcards are increasingly becoming popular as a way to send and receive money world wide. Giftcards are basically cards that was intended to be given as gifts by companies like Apple, Amazon, Google etc. According to Wikipedia, A gift card also known as gift certificate in North America, or gift voucher or gift token in the UK is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses.Β  This looks more like the Telecom recharge voucher.


How is works is simple. A friend in the US, Canada, or even mexico wants to send you money here in Nigeria. He or she can buy maybe an Amazon or Apple giftcard of say $100, Scratch and send to you numbers. You then need to sell this to someone who needs it. Finding such people is not n easy feat due to the fact that not a lot of person who use IPhone in Nigeria actually do make in-app purchases. The people who get this GiftCards need a platform to sell it and that is where you come in. You can find them by talking to your friends or running an ad on social media.

A website called PaxFul allows you to easily sell this gift card to merchants around the world and get Bitcoin in exchange. Bitcoins like we all know is so much easier to convert to local currency. Below is my Paxful dashboard showing some of mu successful exchange of GiftCard to Bitcoin.

paxful bashboard

Still wondering how to make money online with Paxful?
All you need to do is confirm how much this giftcard goes on Paxful and make a lesser offer to the owner of this GiftCard and you will make a profit.


OPay is considered a fintech company primarily. I, however do not subscribe to that definition for the reasons I explained in This Post.Β  Opay allows you to become a mobile money agent and make a comfortable commission on a daily basis. They will even ive you a free POS machine. You can do this in 5 easy steps

  1. Visit Operapay.com/agent
  2. Click on “BECOME AN AGENT” on the top right corner of the screen
  3. Click on sign up
    opay agent signup
  4. Fill out your details and you will see a message like this
    opay agent registration
  5. Wait for OPay to contact but you must have your BVN, Utility Bill Government issued ID card and one passport photo ready.

Opay will give you a free POS machine with which you can use to provide financial services (withdrawals and deposits), payment of bills, data or airtime bundles purchases or charging your customers with your discretion. This is even better if you stay in an read where banks or ATMs are very far like most university hostels in Nigeria. You can also earn money by referring other agents to OPay.


Jumia.com.ng has become Nigeria’s biggest online marketplace for services. Jumia’s success has given rise to other businesses such and Jumia food, Jumia travels, Jumia pay and so on.

Jumia’s business model is more like Amazon’s in the sense that it allows individuals to create their own store and sell their own services. Jumia provides the platform, the marketing and logistics.

This means that yoi can immediately start your own store on Jumia already popular platform. Jumia’s popularity in Nigeria as at today according to Alexa Rankings shows that it is the 7th most visited website in Nigeria.

jumia alexa ranking

With an estimated monthly visit of over 16 million visitors (Mostly Buyers). You should start a store and sell something on Jumia.com if you are truly passionate about making money online in Nigeria. If you are wondering what to sell and where to get it from. There are two ways to do this

  1. Go to a local market, Take pictures of his wares and upload to your Jumia store. Quietly wait for Jumia to contact you when someone places an order for that product. Take it to Jumia, get paid for it. Keep the profit and remit the worth of the product owner. I have done this for a Car dealer in Trade fair market in Lagos Nigeria.
  2. Import these products from China. I will be showing a few trusted websites for cheap product importation. In the appropriate section below.

At this point, I guess you want to setup your and start selling immediately. Here’s how

  1. Visit https://www.jumia.com.ng/marketplace-vendor/
  2. Click on “Start Selling on Jumia”
    start selling on jumia
  3. Fill out the form and click “Continue”
    jumia seller
  4. At the end you will get two emails, One requires you to verify your email and the second looks like the image below which requires you visit their office for something called “On-Boarding”. This is not compulsory though.
    jumia email
  5. After your email verification, You can login with your username and password and start uploading products and setting prices for sale. The Admin interface for uploading products and prices looks like this.
    jumia seller centralCongratulations! You are ready to start selling products on Jumia and earn money online in Nigeria.
    Watch the testimony of a fellow Jumia seller like yourself.


Konga is Jumia’s biggest competition in Nigeria. It was recently acquired by Yudala which converted it to both an offline and online store. Konga is very popular as it has about 4 Million visitors monthly. It is also the 177th most visited website in Nigeria according to Alexa ranking.

alexa ranking for konga

Konga has similar platform just like Jumia that allows anybody create a store and start selling. All you need to do to get started is

  1. Click on the button “SELL ON KONGA” located on the top right corner of the Konga.com home page
    sell on konga
  2. Click on Register and fill out the form Just like you did for Jumia and hit continue
  3. Verify your email
  4. upload your products and let Konga handle the promotion and Logstics


I recently spoke at a seminar in UNIBEN where told a group of young people that the internet is the greatest invention of our time. Before social media, people were already making millions online but Social media created a totally different dimension to the online making money strategies. Social Media has created a lot of Millionaires both in Nigeria and around the world. That space is not saturated hence the many opportunities that about. You can take advantage of it today and create not just a job for yourself but also make a lot of money online.

Let us look at the popular Instagram account @Instablog9ja and @TundeEdnut. These two are considered the biggest Social Media influencers in Nigeria today and their platforms are based on Instagram. With a combined followership of about 4 million followers.

instablog9ja and tunde ednut

Instablog charges about N150,000 per ad while Tunde takes about N100k. Let us be very conservative and assume that they post just an advert a day.

Instablog will be making N4,500,000 (4.5Million) on a monthly basis while Tunde goes home monthly with about N3,000,000 (3Million).

On the internet, people are willing to pay you if you have the crowd just like offline marketing too where billboards in high traffic zones cost a lot more that those in the villages. What you can do is start a twitter, Instagram or even a Facebook account and grow it to the point that you have an appreciable number of visitors.

Find something you are confortable talking about. If you are a student in Nigeria, consider building your platform around your school or community like @unicaltrend, @ui_instablog, @CU_Stars. There are built around University of Calabar, University of Ibadan and Convenant University respectively. You can start one for your department, your passion and so on.

Growing this requires you to constantly post contents with hashtags, jump on trending topic and so on. I have a compilation of courses of over 1TB I have uploaded on google drive that you may find very useful. This folder contains videos and PDF training on various subjects includingΒ  Instagram. Click this link to explore this mind blowing resource. You can also use Kicksta to help you manage your Instagram account and grow it automatically. Kicksta helps you get real and authentic instagram followers by engaging with and following your ideal audience and getting them to follow you as well. You only need to tick a few box and the highly intelligence software takes over immediately.
kicksta for instagram


domain name on bluehost

This is something that worked like magic in the early days of the internet. This is basically a scenario where you think a domain that would be valuable in the future, Buy it and put it up for sale at a much higher price. Domain names are as low as $10 but you can resell them as high as possible depending on its worth. Godaddy published a list of 25 domains that were sold for millions. The list featured domains like insurance.com which was sold for $36.5Million in 2010, PrivateJet.com was sold in 2012 for $30.1Million.

This is definitely something you can do but it also has to do with some level of luck and a lot of thinking. This reminds me of one of my favorite books by Napoleon Hill “Think and Grow Rich”.



Payoneer is basically an online payment gateway that allows people like us (Maybe you) who work online receive funds seamlessly. It is a US based company that helps you get paid by online platforms like Fiverr, Freelancer, Amazon etc.

Opening a Payoneer account gives you a virtual bank account in 6 different countries including

  1. The USA
  2. Canada
  3. Germany
  4. The UK
  5. Australia
  6. Japan.

The challenge is that most online entrepreneurs have in Nigeria and a few other African countries is that most of them do not know how to move this monies to their Nigerian bank account. Some of the cannot deal with the charges when they withdraw from an ATM using the Payoneer MasterCard. Payoneer also allows youto transfer to your bank account directly but there is a fee for every transfer. This makes is difficult for most.

What you need to do is

  1. Open a dollar account in any Nigerian Bank of your choice then a Payoneer account (Click here to open a Payoneer account and get $25 sign up bonus).
  2. Add your Dollar account to your Payoneer account
  3. Get these online entrepreneurs to send you their funds in exchange for Naira (You can find them by running Instagram Adverts)
  4. When your Payoneer balance gets to like $1000, $10000 or even $100000 depending on how much naira you can spare, transfer the money to your Nigerian bank account.
  5. The money gets there is about 3 working days
  6. Go to the bank and withdraw the Dollars
  7. Go to aboki and exchange it for the current black market price
  8. Repeat the circle over and over again

I normally buy payoneer funds from people at about N320 per dollar and I sell for N360 per dollar. That gives me a profit of N40 on each dollar exchanged.

I made the video below to show you how to setup your payoneer account successfully.


social media management

The demand for Social Media Managers has increased drastically and various research has shown that this is not going to slow down anytime soon as more and more businesses find their way on social media. Even individuals running their own businesses need remote social media managers. This means that you can actually manage multiple social media account for different customers and get paid by all of them at the end of the month.

Think of a scenario where you have 10 clients paying N50k monthly. That would translate to a whopping N500k monthly. I can tell you for free that I know graduates who earn that in a whole year.

The good news is that you do not even have to do this by yourself. You can hire someone on fiverr.com to create contents and post for your client and use Kicksta to grow the followership on these platforms. This is a good example of making money online by basically being “The Connect” or “The Middleman”.

Still don’t know about Fiverr? I wrote a detailed review here


social media contentsWe are back on Fiverr. This is because Fiverr is the place i recorded the first andΒ  most significant success in my early days of searching for making money online ideas. I have been on fiverr for a long time. All the ideas i am giving you here are things I have tried personally. Most of the other articles i have seen online on this topic were written based on research as opposed to personal experience which I have a lot of.

Selling social media content creation on Fiverr singularly made me the money for my first Car in 2017.

This involves creating designs for people to post on Instagram, Facebook and even Twitter as these popular social media platforms require a steady supply of contents.

To do this,

  1. You need to setup a fiverr account and create a gig for this purpose.
  2. Watch this video for the complete tutorial on how to do this.

The resources you need to get started are all free which is the focal point of this post.


This is an area I would not call myself an expert. I believe in choosing our battle wisely. I do not consider this my battle but it could be yours. I also have friends who are expert Forex traders and they make a lot of money online doing this. I have however gotten a thousands of resources from them in this area and I have compiled this video to help you access this Forex tutorial that will definitely help you make money using the internet in Nigeria.


As a student, Undergraduate, Unemployed, Under employed or someone looking for a profitable side hustle. Software installations are something that is still in very high demand.

All you need to do is buy an external hard-drive (1 or 2 TB). Download softwares that are in very high demand and save them on your external hard drive. Your colleagues, friends or family members will definitely need one or more of these softwares sonner or later. That is an opportunity to make money.

Your challenge might be where to download this software free. Softwares like Photoshop that are in very high demand can be very expensive.

photoshop price

The good news is that you can download any type of software you desire from WWW.YASDL.COMyasdl

This website’s original language is Arabic or Persian hence I will recommend you use chrome as it automatically prompts you to translate the website to English. You can then search for any software you have need of, download it to your hard drive for free.

Congratulations. You are ready to win with software Installation


launch JackingThis is a not so popular Internet Marketing technique that can make you a lot of money in no distant time. This is synonymous to Affiliate marketing. Launch jacking is the process where you identify Yet-to-be-launched digital products, produce a promotion review in form of an article or video.

This is another make money online idea that is proven because once these product are released, people are going to want to know more about it so they end up on google search and youtube. Your content provides the answers they are looking for and they end up making a purchase with your affiliate link. Jeff Lenney made over $10000 in one night using this method.

The advantage is in knowing before the product launch. That is what a website called MUNCHEYE.

Munch Eye provides details of all products months before they Launch. The owners or platforms like JVZoo, Warrior Plus, ClickBank put a lot into creating awareness. Potential buyers will definitely want to know more and like i said earlier, they turn to google and YouTube which are the biggest search engines in the world today. This means that to succeed as a Launch Jacker, you must have some basic SEO Skill.

I have made an arrangement to provide you this for an SEO video course to be given to you. Kindly click here and ask ThankGod for “SEO Video Training To Get Free Traffic to Your Website With SEO”.

The good things is that some of these products pay an affiliate commission of as high as 70%. Most are on a reoccurring commission which means that once someone signs up with your link, you get paid each time they renew these products. Content Samurai is a good example. It pays me $29 for each user that signs up with my link and renews their product. This is a total of about $2900 monthly as i currently have about 10 paying users of this product. I get about 10 of the email screenshot below every month from just one product I promote.

content samurai


make money online with real estate Real estate agents make a lot of money offline. A lot of multi-million Naira companies are built around getting a commission for the sale and/or rent of landed properties. These people have to go around in search of these properties and pitching them to their clients who need these properties. You can do this online from the comfort of your home.

This is something I did from my early days as a graduate back in Calabar, I met an old man who had a land for sale. I got details of the land from him and uploaded to Nigeria Property Center.Β 

Two weeks later, someone contacted me and actually bought the land. I got a 2 Million Naira Commission for basically uploading the land details. I uploaded details of my self contained apartment for long lease after i graduated and my rent was yet to expire. A young woman named Jenifer who just came into the country contacted me and i collect my full rent for 1 year and left the house for her for 6 months.

This is something that is definitely doable even today. Websites to upload these properties exist everywhere online today. Below is a few I would recommend. I will recommend that you avoid the one’s that require you to make payment before listing properties for sale.

  1. www.nigeriapropertycentre.com
  2. www.Jiji.ng
  3. www.olx.com.ng
  4. www.propertypro.ng
  5. www.property24.com.ng


user testing

This website “www.testingtime.com” allows you to earn money testing digital products. With a price tag of 50 Euros per hour, This is definitely something you should sign up for immediately as it is a proven method to earn money online in Nigeria.

You can also setup a gig on Fiverr.com and sell this service just like these guys are doing in the Image below, alternatively you can click here

This is another method to money making idea that works in Nigeria and elsewhere as it involves sitting in front of your computer to complete tasksΒ  and get paid for it. The task involves using these websites, apps etc and giving an honest feedback.


 jumia consultantJumia offers ordinary people like you an opportunity to become Independent sales consultant. This program is what they call J-Force.

This program allows you to start making money on Jumia with zero investments. Like I mentioned earlier. Jumia is basically an online marketplace. It has been referred to as the Amazon of Africa.

The beautiful thing about Jumia’s Independent consultant remains that you can start with zero investments and you just place orders from your Jumia account and buy stuff for your friends and family on Jumia using your account.

When I was a Jumia consultant in my NYSC days, I would send my Jumia login details to everyone who wants to buy on Jumia and let them place their orders from my account.

This video explains a little more about how it works

To get started with the Jumia Independent consultant program, you need to

  1. Visit https://jforce.jumia.com.ng/ or https://www.jumia.com.ng/jforce/
  2. Click on “JOIN US TODAY” or “START NOW” depending on the link you visit
  3. Fill out the form with the appropriate details.

Congratulations, You are ready to start making money online as a Jumia Independent consultant in Nigeria.


selling on instagram

In recent times, Instagram has become the new online store. The successes recorded by many Nigerians who sell online on this amazing platform continues to blow my mind. Logistics companies like GIG and payment processors like PayStack target this ever growing market.

Most people will stock products like hair, clothes etc but this article in centered around you not paying anything but still making money with the help of the internet in Nigeria hence I will not elaborate on this.

What i did a long time ago was negotiate a wholesale dealer of sports Jerseys in a Lagos market, then i took pictures of what he had in stock and started posting these pictures on an Instagram account created specifically for this purpose. I inform the dealer once there is an active order in my Instagram DM for one or more of these products and a dispatch rider is sent to deliver to the buyer.

You can do this for clothes, shoes, basically anything but your passion and availability of this product is just as important so you do not disappoint your customers.

This is pretty straight forward. You can do it. JUST GET STARTED


selling on appen

Appen is a technology servicing company based in Australia. They have offices both in the UK and US but creating opportunities in other countries around the world. They provide opportunities in the area of Transcription, Translation, Marketing, Sales, Linguistics, Engineering and Finance.

It doesn’t matter the language you speak as almost all Languages are available for both transcription and translation jobs.

To get started with Appen,

  2. Hit the “APPLY” button
  3. fill out the form accordingly


LionBridge is not so different from Appen but its focuses more on Translating contents. LionBridge translates about 273 million words monthly. This is a lot and you can become a translator today among other things and get paid working from the comfort of your dorm as an Interpreter, Translator, Tester and so on.


To get started on LionBridge and make money online Click here and fill out the application form.


There are lots of well known companies in Nigeria built around various e currency exchange especially bitcoin (BTC). This is not a big deal as it is something you can start doing right now from the comfort of your home. You can even start your own company if you have enough money to build a basic website for this purpose.

All you need to do to get started to create a Bitcoin wallet either on Paxful, Luno or Blockchain Wallet. These wallets support other cryptocurrencies like Bitcoin Cash and Etherium.

Find someone that has bitcoin or any other supported crypto currency for sale.

Get them to send it to your wallet and you pay them in your local currency.

To start doing this. You need basic knowledge of mathematics, set a profit margin and verify the worth of BTC before you either sell or buy. The profit is in buying low and selling high. You can sell higher when you have accumulated a lot and sell them at once to a bigger merchant. Leave a comment in the comment section and I will give you the contact of one of the biggest BitCoin dealers in Nigeria.



Transcribe.me is a website that allows you work as a transcriber. It allows you transcribe video and audio into high quality text and get paid! It’s that easy.

With a guaranteed earnings between $15 and $22 per audio hour and top monthly earnings at $2,200 (average monthly earnings are $250). Transcriptionists with a solid background in Legal & Medical are paid a higher fee.

Transcribe me requires no prior investment or payment to join as it is completely free. You can get started and start making money online from the comfort of your home. To get started

  1. Click here
  2. Click on “JOIN OUR TEAM”
  3. Fill out the form

Congratulations again!


adwork media2

Adwork media is basically a CPA (Cost Per Action) Based website. You basically get paid for promoting offers on their network and getting paid per lead you generate. All these people need to do in most cases is to signup for an offer and you get paid. Below are different offer options

ad work media dashboardA Dating campaign will require you to get people sign up for a dating website.

Downloads obviously means that people need to make a download using your link.

Trial offers means that people need to sign up for a trial offer

Just in case this still doesn’t make sense to you. This video will explain further and even show you how to promote your AdWork CPA offers.

To sign up for AdWork Media, Click here

I personally consider AdWorkMedia and other CPAs as some form of Affiliate Marketing. A few Internet entrepreneurs like myself tend to disagree but that is my opinion. We all agree that it is a credible way of making money online both in Nigeria and elsewhere. Watch the video below, Signup for Adwork Media, start promoting various offers using the method enumerated in the video and start making money online once an action is completed due to your promotional efforts. You can use your YouTube channel, Facebook account, Twitter (as shown in the video) and other channels to promote these offers.



Peerfly, considers itself the fastest growing affiliate network in the world. It provides the same services that AdWork Media does hence they are a direct competition to each other.

To get started on Peerfly, Click here and fill out the application form.


crossoverCrossover.com offer opportunities for highly skilled individuals in the Information Technology space. They employ individual remotely on a full time basis and their entry payment starts from $30,000 per year.

Crossover is however very competitive as young people skilled in IT around the world especially in developing countries compete for the limited positions they advertise periodically. The emphasis is on “HIGHLY SKILLED”.

Their interview/Vetting process is almost thorough but at the very end, they pay is worth it. $30k is N10.8 Million only. This is the entry position as some positions have a salary of $100K yearly. see some job opportunities below. I know about CrossOver because my friend Isaac works with Crossover and he works from the comfort of his home here in Lagos.

crossover jobs

To view crossover job opportunities and apply for a suitable position, Kindly visit Crossover.com and click on Available Jobs.

You need to be highly skilled to get a place on crossover, I would recommend that you view the requirements for a position that you are interested in and take a few months to learn those skills before you apply.

Finally, I wish you the best of luck.


sell backlinks on your blogThis is another way to monetize your blog. I already talked about starting a blog as one of the ways to make money online in Nigeria. I am assuming that you started this blog already. If you have gone through the SEO course i recommended earlier in this article, you will understand that Backlinks from other websites to yours gives you more authority and helps enhance your rankings on the google SERP (Search Engine Result Page).

People are ready to buy these backlinks from your blog is your authority is good. A backlink from an authority blog costs about $100. These people also provide free original article with counts as content for your blog.

At $100 per Backlink, 10 Backlinks will give you $1000. That definitely is a good monthly income for a start. This will definitely go up as you gain more authority. This is more money and another reason for you to start that blog if you are really interested in making money online in Nigeria and of course everywhere else in the world.


online surveys

Paid online surveys is another way to earn money online in Nigeria. This could be the easiest of them all since all you need to do is sign up, Respond to an online survey where you basically answer a few questions and get paid for doing this.

To get started doing this, Visit Triaba.com and click on “JOIN NOW”

That is basically all you need to start making real money online from the comfort of your home in Nigeria.

Triaba, However have a unique payment system. You are rewarded for every survey you complete. This amount is accumulated on your dashboard as soon as survey is completed, usually between $0.13 and $3.25 or even more per survey. You need to use these rewards to order a GCodes gift code that can be exchanged for Digital Magazines, Books, Event Tickets, Gift cards, Recharge cards and more.



The image above shows how drop shipping. This is another proven method to make money online. Drop shipping is a beautiful business model because the retailer does not have to purchase the good and keep them for customers to come get them. The system is setup in such a way that the retailer promotes these products but the manufacturer, wholesaler or another retailer fulfills the order.

This can be done on amazon and even Jumia where you upload details of products available on Aliexpress.com or DHGate.com at a price slightly higher that that of your supplier. When a customer orders and makes payment Aliexpress fulfills the order and gets paid while you make a profit.

The popular way to do drop shipping is to use SHOPIFY. This however is a little pricey in my opinion but if you have the money, Shopify is the best drop shipping platform in the world.

Drop shipping has made a lot of online millionaires in recent years. This video below will help you get started with drop shipping if you interested in pursuing this as a business model.


online courseI have always been of the opinion that everyone has a skill set that is unique in most cases. The issue we have most times in that we think we are not good enough to teach others. Teaching in most cases will help you get better hence the need to put yourself out there.

I created my first online course teaching people how to design a flyer that can be sold on Fiverr with no prior knowledge of graphics design. I was able to d this using Adobe Fireworks and FreePik.com. Immediately put an advert on Instagram and 5 person bought almost immediately. I spent no money creating these courses. I just used my laptop and a free software called OBS Studios to record my screen and voice. This is the same software i use to make most tutorial videos I put out on YouTube every other day.

After creating this course, I zipped and uploaded it to Google drive and setup PayStack to help me with automated revenue collection. Here is a video on how to setup Paystack. Paystsck is the leading online payment aggregator in Nigeria today.

You can alternatively decide to host these courses online and make it more professional. I would recommend Udemy and Builderall which is where my course “The Complete Fiverr Course” is currently hosted. Builderall is an amazing platform both for course creation and other things. This video will show you how to create and host your course on builderall. which I consider a wonderful platform, Click here to get started on builderall.

Personally, I think creating and selling a course can be a very lucrative source of extra passive income as you only need to do this once and leave it alone. Every income you make from selling these courses is profit.

There is no reason why you should not start doing this immediately.


podbeanThis can be likened to a blog and YouTube channel. A blog has to do with text, YouTube deals primarily with Video contents while podcast deals with Voice.

You can start a podcast talking about something you care about. Monetizing a podcast is not as easy as it is with YouTube and a Blog (AdSense). Monetizing a podcast means that you have to work so hard to build a large followership base and either reach out to potential advertisers or wait for them to reach out to you.

Truth is, if you have the audience, They will reach out to you. You can start a podcast on

  1. Anchor.fm
  2. PodBean.com
  3. Podiant

This definitely is something you should consider doing if you can talk. GOODLUCK!


Most of the things I have written in this article are things I have tried myself. I have also tried to make this article as complete and comprehensible as possible. I hope I have done a good Job as I aimed that this will answer all your questions about ways to make money online as a Nigerian living in Nigeria or elsewhere as all methods shared are not peculiar to Nigeria but is sure does work here.

Is there something you have tried that works and it is not included in this list? Kindly do let me know in the comment section and I will consider including it.

Thank you and until I see you in My next blog post. Keep winning guys


In simple terms, I am an IT Expert, Affiliate Marketer, Blogger at OnlineHustle.com.ng professional and YouTuber at YouTube.com/OnlineHustleTV. I am passionate about making money online and everybody should.

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